The Billionaire Heiress in the Cheap Dorm

1: 1

My name is Marion Harding, the only daughter of the Harding family.

My father was terrified that growing up spoiled would leave me out of touch with real life, so he ordered me to live in a four-person dorm all through college.

He dressed it up as learning how ordinary people struggle and picking up some social skills.

For the sake of dorm harmony, I swallowed my temper and kept my head down.

Then came the first dorm dinner of the semester. As the room leader, I fronted more than a thousand dollars. When it came time to settle up, everyone owed $263.

But my roommate Lucretia Lambert dropped a $23 payment in the chat, with a snide little note attached.

"Oh please, I had like three bites and a glass of iced tea. If we're really going by what I actually ate, twenty-three is already generous."

The few roommates who usually stuck by her all left the messages on read, silently backing her up.

The last few times we'd bought shared supplies for the dorm, I'd quietly covered Lucretia's share without a word.

I never imagined that all my swallowing would just make her bolder.

I looked at that $23 payment and tapped return.

Then I dumped the itemized menu and the screenshots of her chat into the class group and tagged her.

"Three bites? That $298 plate of salmon sashimi you orderedwho inhaled half of it in one go?"

"And that half a roast duck you packed up and took home, was that for the dog?"

"Pay the difference in the next ten minutes. If you don't, I'll bring the bill straight to the faculty advisor's office. And if that doesn't work, we can go settle the tab down at the police station."

The group chat exploded.

Lucretia didn't reply directly. Instead she fired off three sixty-second voice messages.

I hit play on speaker, and her sobbing filled the room, like she'd suffered some terrible injustice.

"Marion Harding, I know your family's rich. Half the designer brands you use I've never even heard of. You just look down on a poor student like me, from some little nowhere town."

"I didn't even want to come to this dinner today. You were the one who said it was everyone's first meal together, so for the sake of dorm unity I forced myself to go."

"I've never eaten sushi that expensive in my life. I thought you were treating us as the room leader Was it really worth humiliating me in the class group over two hundred bucks?"

The message finished, and Cicely Lawrence, in the bunk across from me, shot up from her bed, rolled her eyes, pushed up her glasses, and started in with that snide tone of hers.

"Marion, don't you think that was way too harsh?"

"We're all in the same dorm. You know perfectly well Lucretia's family doesn't have moneyI'm the one who filled out her financial aid form. Two hundred bucks is a milkshake to you. Do you have to push someone to the edge before you're satisfied?"

In the class group, a couple of the guys who liked to play the neutral, reasonable type jumped in too.

"Marion, take a step back and let it go. No need to string a classmate up for a public execution."

"Right? Pretty girl like you, how can you be this petty. So materialistic."

"It's not that much money, just chalk it up to bad luck. Don't ruin things between classmates over it."

Staring at the group chat filling up with blame, I was so angry I laughed.

If my father hadn't frozen my black card, if he hadn't forced me to live on campus for the grassroots social experience, threatening to cut off my trust fund, I'd have moved into a big place off-campus ages ago.

Me staying here did not make me an ATM for a pack of two-faced fakes.

Too lazy to type, I pulled up the video the sushi restaurant's owner had sent half an hour earlier.

My father was a top-tier VIP there, and while filming a promo for the restaurant's anniversary, the owner had happened to catch our table.

I clipped a ten-second stretch in high definition and threw it straight into the class group.

In the video, Lucretia was going at it with both hands, grabbing thick-cut salmon worth over two hundred dollars and shoving it into her mouth without even dipping it in anything.

The plate in front of her was piled with seafood shells, and when the bill came she moved even faster, asking the server for three takeout boxes and hauling the entire half of that several-hundred-dollar roast duck over in front of herself.

Her voice in the video was perfectly clear: "Marion's not short on cash anyway, so I'm taking this duck home for a late-night snack, don't fight me for it. I've been low on nutrition these past couple days."

The moment the video went up, all the guys who'd been so loud a second ago went silent. I pressed the voice key right after, my tone cold.

"Who said I was treating anyone? Before we left I said it was split evenly. You got cotton in your ears, didn't hear me?"

"You call this never having eaten anything expensive? The way you were cramming it into your mouth, a starving ghost has more restraint. Every one of those three bites was cash in your mouth."

"Cicely, since you're so kind, you cover her two hundred. Quit standing there running your mouth, building your little shrine to your own sainthood with my money!"

No one in the room said a word. Cicely's face went red.

She glared at me through gritted teeth, couldn't force out a single word, let alone hand over any money.

Five minutes later, a two-hundred-dollar transfer popped up in my messages.

Lucretia walked in from the hallway, eyes red, glaring hard at me.

"There's your money. Marion Harding, you're so aggressive you won't spare even a shred of decency between classmates. You'll get what's coming to you!"

I didn't even lift my head, just tapped to accept the payment.

"Whether I get what's coming or not, I don't know. But if you ever try to use being poor as a shield to take advantage again, I promise I'll make you sorry you ever met me."

2: 2

After that, the dorm went cold as ice. Lucretia and Cicely closed ranks completely, treating me like an enemy every single day.

Honestly, I wished they'd stay far away from me.

I was only living in the dorm to satisfy my father's little test, and to keep an eye on the group's investment projects out in the university district. I had no time to waste on them.

But that's the thing about people like this. Ignore them, and they come looking for trouble anyway.

Friday afternoon I had no classes, so I was getting ready to head downtown for a business dinner.

I opened my locked closet to grab the haute couture gown that had just been flown in.

But the door was hanging ajar, and there were scratch marks on the latch where someone had jimmied it with wire.

The closet was empty.

Frowning, I turned toward the room. Cicely was sitting at her desk painting her nails.

Her eyes darted away, and the hand holding the brush gave a little jerk.

I walked over and gripped her wrist. The brush dropped, staining the desk red.

"Where's the black gown from my closet?"

Cicely flinched, then stammered, "I... how would I know? Maybe you put it somewhere and forgot. You're rich, you've got tons of clothes. What's the big deal about losing one?"

I stared at her, pulled out my phone, and opened the screenshot Tessa Finch had just sent me.

It was a social media post.

Lucretia, in heavy makeup, wearing my haute couture gown and holding a glass of red wine, posing in front of the Finance Department mixer backdrop.

The caption read: "A little indulgence now and then is the best reward for an ordinary life. New dress, so slimming~" Set to hide from me only.

I let out a cold laugh, released Cicely's hand, and went straight downstairs to flag a cab for the Finance Department event center.

I pushed through the doors into pounding music, and spotted Lucretia at once.

She was surrounded by a few guys, laughing away, a slice of cream cake in her hand.

Somebody bumped into her, and the cake smeared straight across the chest of the gown.

Lucretia yelped and started scrubbing at it desperately with a napkin.

The red cream soaked into the silk, leaving a huge grease stain that would never come out.

I walked over, face cold, and grabbed her arm.

"Fun, wearing someone else's dress?"

Lucretia looked up, saw it was me, and the color drained from her face in an instant.

The guys around her all froze and turned to look.

"Marion... how are you here?"

Her voice trembled as she shrank back. The glass in her hand shook, and the last of the red wine spilled all over the skirt.

I looked her up and down. Three holes stomped into the hem by high heels, a slick of red grease across the chest, a cigarette burn on the back.

This eighty-eight-thousand-dollar gown was completely ruined.

"You pried open my closet lock and took it without asking. That's called stealing."

I couldn't be bothered with more talk. I pulled out my phone and dialed 911.

"Hello, is this 911? Southport University, Finance Department event center. Eighty-eight thousand dollars of my personal property has been stolen and deliberately destroyed. The evidence is solid. Please send an officer. I want to file a report."

When I hung up, no one in the room made a sound. Lucretia's legs buckled and she nearly collapsed.

She lunged at me and clawed at my wrist.

"Marion! What are you doing? I just thought your dress looked nice, so I borrowed it. We're roommates. Do you really have to call the cops and have me arrested?"

"Eighty-eight thousand? That's robbery! There's no way a lousy dress costs that much! Quit trying to scare me!"

I stepped back and shook her off, wiping my wrist with a napkin.

"You've been sneaking my La Mer and my wintersweet perfume this whole time. I didn't bother making an issue of it. I chalked it up to feeding a stray."

"But now you've gotten bold enough to jimmy open my closet and put your paws on this dress."

"So let me tell you this. Even if God himself came down today, you're going to cough up every last cent of that eighty-eight thousand."

3: 3

The police arrived fast, and Mr. Chavez, the faculty advisor, showed up right after, sweating through his shirt.

In the back of the patrol car, Lucretia sobbed until she could barely breathe, unsteady on her feet.

At the police station, in front of the officer, I pulled up the purchase records, the invoice, and the customs clearance slip.

Eighty-eight thousand dollars, in black and white, stamped with an official seal.

The officer checked everything, confirmed it, and turned to Lucretia with a hard look.

"Miss, theft and destruction of another person's property, at this value, is a serious matter. If the victim doesn't drop the charges, you're looking at three years, minimum."

The instant she heard three years, Lucretia slid straight off the chair, lunged, and clamped both arms around Mr. Chavez's leg, wailing.

"Mr. Chavez, save me! I really didn't know the dress cost that much! If I get a record, my whole life is ruined! My parents will kill me! Please, please put in a word for me!"

Mr. Chavez wiped the sweat off his face and pulled me aside, anxious.

"Marion, this is entirely her fault, and I fully support you protecting your rights."

"But her family really is struggling. She's on loans just to be in college. She can't possibly pay eighty-eight thousand. Could you, as a favor to me, let her write an IOU? The school will act as guarantor, and she pays you back in installments. Don't push this all the way to a formal case. Leave her a way out, all right?"

I looked at how frantic Mr. Chavez was, then glanced at Lucretia, still slumped on the floor.

"Fine. Mr. Chavez, I respect you as my elder, so I'll do this for you."

I dragged a chair over and sat down, staring at her.

"Write the IOU, thumbprint it. Three thousand a month. Miss a payment, and I'll take this IOU to court for enforcement and freeze every account you have. One cent short, and I sue."

Under the advisor's watch, Lucretia wrote out the IOU for eighty-eight thousand, her hand shaking.

When she pressed her thumbprint down, her head was bowed, and the look in her eyes was pure venom.

I'd assumed the debt would keep her quiet. I underestimated how vindictive she was.

To weasel out of paying, she started scheming a different angle.

Half a month later, the school began deciding the year's financial aid and sponsorship grants.

The biggest of them was the Harding Sunshine Foundation special award. One recipient, fifty thousand dollars.

As student welfare officer, Cicely Lawrence was fully in charge of the initial review of the hardship applicants' files.

Three days before the review panel, a post suddenly blew up on the campus forum.

The title read: Exposing a Rich Heiress's True Colors: Chauffeured Luxury Cars, a Scandalous Private Life, and Forcing Her Poor Roommate Into Crushing Debt!

The post named no names, but it was packed with blurry shots of my back getting into the Maybach, plus photos of the climate-controlled closet in my dorm.

Whoever posted it played it up in tears, casting themselves as some poor oppressed victim.

"One dress of hers costs eighty-eight thousand. I borrowed it once, got it a little dirty, and she forced me to write an IOU and threatened me with the police and prison. But where her own money comes from, whether it's clean, who knows?"

"I hear she gets into some older man's luxury car every weekend. Is this what they call high society? Using dirty money earned by selling herself to trample the dignity of ordinary people like us!"

The comments hit several hundred replies instantly, the whole thing exploded.

"Damn, are girls in college running games this wild now?"

"Why should someone like that get to compete with us regular students for an honor? It's disgusting!"

"Say no to bullying! Kick this trash out of school! Her background needs a full investigation!"

The rumor spread through the school. Walking through the dining hall, I could always feel people pointing.

In the dorm, Cicely held her cup of water and sneered at me. "My, my. Some people look all polished on the surface, but who knows how filthy they are behind it. Well, now it's all out in the open. Let's see how you can stand to stay in this dorm anymore."

Lucretia hid behind her bed curtain, snickering to herself, smug.

Sitting at the desk, reading the forum post, I calmly dialed the family's tech department.

"Trace the backend IP address of the person who made this post."

"And while you're at it, take everything in my inbox on Cicely Lawrence and Lucretia falsifying hardship-student files and illegally collecting kickbacks, all the transfer records, put it into a PowerPoint deck and send it to my email."

I hung up and turned my head to look at the two of them.

"Clowns. Since you two insist on blowing this up and love a trial by public opinion, I'll build you the stage myself."

4: 4

The foundation's public review panel was held Friday afternoon in the main auditorium, hundreds of people packed into the tiered lecture hall.

Even the associate dean and several foundation representatives sat in the front row.

Lucretia had deliberately changed into an old shirt washed pale, canvas sneakers worn through at the toes.

She'd left her hair dirty on purpose, so she looked utterly haggard.

As the first speaker, the representative for the hardship students, she took a deep breath, gripped the microphone, and the tears came right on cue.

"Teachers, fellow students. I come from a remote little mountain village. My parents are both farmers who work the land. Even the tuition to send me to high school was money they had to beg and borrow from everyone they knew."

"I've always believed knowledge can change your fate. But once I got to college, I found out that some people have wealth we could never touch in our whole lives, without even trying. And people like us have to read someone else's face just to breathe."

She paused on purpose, eyes red, her gaze swinging precisely toward me where I sat in the back row.

"I'm not afraid of being poor. I'm only afraid of my dignity being trampled by people with privilege!"

"My roommate, Marion Harding. One of her dresses costs eighty-eight thousand dollars! I only borrowed it for an event and got it a little dirty by accident, and she forced me to sign an IOU for an outrageous sum! She even used a police report to shake down someone like me who can't afford to eat!"

"I don't understand why the school lets a person like this, someone with a loose private life who gets chauffeured around every day in a luxury car, bully us bottom-rung students however she pleases!"

The whole hall erupted. Hundreds of furious eyes snapped along her line of sight and fixed on me.

Several boys in the front rows shot to their feet, righteous, slamming the tables and shouting.

"This is too much! This is blatant campus bullying!"

"We have to trace where her money comes from! Throw someone like her out of the dorms!"

"Protest! Expel her! Give ordinary students justice!"

Down in the crowd, Cicely led the chanting, her face lit with satisfaction.

Mr. Chavez jumped up in a panic and tried to restore order, but there was no holding back the crowd's anger.

The panel's moderator, Dean Lawrence, frowned and pointed at me sharply.

"Marion Harding! What exactly is going on here?"

Up on the stage Lucretia sobbed until she couldn't speak, propping herself weakly against the podium. "Dean Lawrence, you have to stand up for me! If I weren't pushed to the end of my rope, how would I ever dare to say something this shameful out loud in front of the whole school"

I sat there watching this sob story and couldn't help laughing out loud.

I stood, smoothed my jacket, and walked toward the stage step by step through the crowd's curses.

Cicely rushed up and jabbed a finger in my face, screaming. "Marion Harding, haven't you humiliated yourself enough? The facts are right in front of us, what are you still trying to argue? You think money can seal everyone's mouth?"

"Move."

I shoved Cicely aside and strode up onto the stage, wrenched the microphone out of Lucretia's hand, and looked out over all those angry faces below.

"Lucretia, that little speech of yours about struggling from the bottom was really moving."

"But maybe you've forgotten one thing."

"You keep saying I'm an evil capitalist, that I use power to crush you, that I make my money off some dirty old man who has to hide in the shadows."

I pulled the data cable from the console, plugged in my own phone, and hit enter to cut off her slideshow.

"So do you even know who set up this Harding Sunshine Foundation, the charity money you'd all fight tooth and nail over?"

Lucretia's tears froze on her face. She stared at me blankly as the image on the big screen changed.

It was a document establishing a dedicated fund, stamped with a red official seal.

In the field for the legal donor: Graham Harding, Chairman of Harding Group.

"See it clearly now?"

"Graham Harding is my father. And the old man who picks me up in his car is also my father."

"So you curse my money for being dirty while wracking your brain to get your hands on money my family gave out?"